Recurring payments with confidence scores
Private Bank CSV Analyzer
Find subscriptions hidden in your bank CSV
Open one or more bank exports and turn them into an explainable recurring-payment and spending dashboard. Your transaction contents stay on your device.
Local processingThis file is processed in your browser. Its contents are not sent to Sparkpond.
Observed spend separated from annual estimates
Multiple accounts, currencies and overlapping files
Free local exports and encrypted projects
A 12-month CSV can reveal monthly services, a variable energy bill, an annual insurance renewal, duplicate charges and price changes—without a bank connection.
Find subscriptions hidden in your bank CSV
Is my bank file uploaded?
No. Parsing and analysis happen in your browser. Sparkpond serves the application files but does not receive your bank file or transaction contents.
Do I need an account?
No account or bank login is required. Analyses are session-only unless you explicitly save a project on this device.
Are detected subscriptions guaranteed?
No. Every candidate includes a confidence level and explanation, and you can confirm, reject, rename, merge or correct it.
Start a private analysis
No bank connection. No account. Your transaction data stays on your device.
Open a bank CSV