Monthly spending and cash-flow views
Statement insights
Understand a bank statement without sharing it
Turn rows into a canonical, reviewable transaction model while preserving every original value and source row.
Local processingThis file is processed in your browser. Its contents are not sent to Sparkpond.
Top categories and merchants
Pending and reversed transaction states
Original and normalized values side by side
Every normalized transaction keeps its original date, description, amount, file and row number, so corrections remain explainable.
Understand a bank statement without sharing it
Does Sparkpond alter my file?
No. The source file is read locally and never modified.
Is this financial advice?
No. The application organizes and summarizes imported data; it does not provide personalized financial advice.
Start a private analysis
No bank connection. No account. Your transaction data stays on your device.
Open a bank CSV